• help@f2wcreditbuilderscom

  • +1 321-483-8285

  • Orlando, FL 32818

The race to building a better Credit Score Starts Here...NOW LETS GO !!!

Our Zero Advanced-Pay credit repair and improvement plans have helped people just like you qualify and save money on loans for cars, houses, consumer goods, businesses, and other financial programs. Learn more about our credit repair services below.

CLEAN SWEEP SERVICES


Credit Report Analysis


Credit Report Analysis is a detailed review of a person’s credit report to assess their overall credit health and identify items that may be helping or hurting their credit score. This process is essential for anyone looking to rebuild their credit, qualify for financing, or gain a better understanding of their financial profile.t.


Identity Theft &

Credit Monitoring Services


Identity theft and credit fraud can cause serious financial damage, especially when you're working to rebuild or improve your credit profile. Our Identity Theft & Credit Monitoring Services are designed to detect suspicious activity early, protect your personal information, and help you take quick action to prevent further damage.



Collection,Charge off, Late Payment Removal


Collection ,Charge off and late payment removal is the process of disputing or negotiating with the collection agency or credit bureaus to have the negative accounts removed

from your credit report. Removing these items can help improve your credit score and overall creditworthiness.


Debt Validation & Verification


Debt Validation & Verification is a critical first step in taking control of your financial health and protecting your credit profile. If you've received a collection notice or call from a debt collector, you have the legal right to request proof that the debt is accurate, valid, and actually belongs to you.


Inquiry Removal


Inquiry removal refers to the process of eliminating unauthorized or excessive hard inquiries from a credit report. Hard inquiries occur when a lender checks your credit as part of a decision-making process for new credit applications (such as loans, credit cards, or financing). While a single inquiry has a minimal impact, multiple inquiries in a short period can lower your credit score and raise red flags for potential lenders.



Bankruptcy & Tax Lien Removal


Bankruptcy and tax liens are two of the most damaging items that can appear on your credit report. They significantly lower your credit score and make it difficult to qualify for loans, credit cards, or favorable interest rates. However, in many cases, these items can be challenged and potentially removed from your credit report using consumer protection laws.

CREDIT BUILDER SERVICES


Authorized User Tradelines


An Authorized User (AU) tradeline

is when you're added to someone else’s credit card account. You get the benefit of their good credit history (payment history, age of account, and utilization) reported on your credit report — without being responsible for the debt.

How it helps credit rebuilding:
Boosts average age of accounts

Adds positive payment history

Can lower utilization ratio



. Secured Credit Cards


A secured credit card is designed to help people build or rebuild credit. It requires a cash security deposit, which usually acts as your credit limit. For example, if you deposit $500, your credit limit is often $500. You use the card like a regular credit card, making purchases and payments. Responsible use and on-time payments are reported to credit bureaus, helping improve your credit score over time. After demonstrating good behavior, some issuers may offer you an unsecured card and return your deposit.


Credit Builder Accounts


You open a credit builder loan where you make monthly payments into a locked savings account. The payments are reported to the major credit bureaus. Once you finish the loan term, you get access to the savings minus interest and fees. This builds your credit by showing consistent payment history.


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Primary Tradelines



Primary tradelines are credit accounts where your name is the primary account holder (not an authorized user). These tradelines are reported directly to credit bureaus and have a direct impact on your credit history and score. Adding positive primary tradelines can help rebuild credit by establishing a record of on-time payments, low credit utilization, and overall responsible credit management.


Rent Reporting Services


These type of accounts verify your rent payments directly with your landlord. Once verified, they report the history and ongoing rent payments to the all 3 credit beurause They can back-report up to 2 years of rental history.


Utility & Subscription Reporting


These accounts help rebuild credit by reporting your regular payments (like utility bills, phone bills, or streaming subscriptions) to the credit bureaus:


Zero Advanced-Pay Credit Repair

Our credit repair services are very simple and straightforward. We don’t mess with pay-per-removal or charge per specific dispute. We have a one time charge that must be paid in advance for the credit repair services. Any additional credit repair & rebuilding products or services offered outside of the plan will be an additional

cost to the client. All plans are for disputing across all 3 major bureaus and come with a client agreement policy that must be followed by the client in order to ensure poditive results !!

CLEAN SWEEP

90-Day Term

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using factual disputing methods

  • Deletion of negative items and inquiries within 90 days

  • 1-on-1 strategy session with
    credit education coaching sessions once a month

  • Ideal for Low scores with multiple negative Accounts

  • Onboarding & 3 Rounds of Disputing

$499 One-Time

90 Day term​

FAST TRACK

60-Day Term

  • Full credit report & analysis

  • Identity theft protection and monitering

  • Dispute of ALL NEGATIVE Accounts on your report using factual disputing methods & Consumer Law

  • Deletion of negative items and inquiries within 60 days

  • 1-on-1 strategy session with

    credit education coaching sessions 2x a month

  • Ideal for Low scores with multiple negative Accounts that need to get approved in 60 days

  • Onboarding & 2 Rounds of Disputing

$999 One-Time

60 Days​

RAPID SCORE BOOST

30-Day Term

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 30 days

  • 1-on-1 strategy session with

    credit education coaching

  • Ideal for Low scores with multiple negative Accounts that need to get approved in 30 days

  • Onboarding & 1 Round of Disputing

$1999

30 Days

BUILDER PLAN

90 DAYS

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using 3 dispute methods Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 90 days

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 90 days

  • 1 High limit aged Tradeline added (credit building account)

$2500 One-Time

90 Day term​

ACCELERATED

60 DAYS

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using 3 dispute methods Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 60 days

  • Full credit report & analysis

  • Dispute of ALL NEGATIVE Accounts on your report using Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 60 days

  • 2 High limit aged Tradeline added (credit building account)

  • 1 Refresh of Deletions after 6 Months of Initial Deletion Round

$3999 One-Time


60 Day term​

HARD INQUIRY

30 DAYS

  • For Premium clients ready for

    total credit transformation.
    Includes:

  • 1 Year membership..which includes credit coaching and 1 year of monitering

  • Dispute of ALL NEGATIVE Accounts on your report using 3 dispute methods Metro 2 compliance , Consumer Law & Factual Dispute

  • Deletion of negative items and inquiries within 30 days

  • Dispute Unlimited Hard Inquiries

  • Onboarding & 1 Rounds of Disputing

  • 1 Refresh of Deletions every month fo 9 Months of Initial Deletion Round

  • Addition of 3 High limit aged Tradelines(Authorized user account )

  • Personal Credit Application Assistance

$5400 One-Time

30 Day Term

All Plans must be paid in full

(Only paid upfront for services will be completed )

Why do you need good credit ?

No matter what type of loan you want , you must have good enough credit to get approved

Better Credit Can Help You...

  • Buy or Refinance Your Home

  • Purchase a New Vehicle

  • Reduce Your Financial Stress

  • Get Approved for Credit Cards (at lower rates)

  • Be Qualified For Personal Loans

  • Lower Insurance Payments

  • Lower Car Payments

ITEMS WE DISPUTE

Late Payments

Medical Bills

Inquiries

Charge Offs

Bankruptcy

Collection

Forclosures

And More...

You deserve to live the life of your dreams. A life where you are in control of your finances.

Your credit controls where you can afford to live, what you can afford to eat, what you can afford to drive, what you can afford to enjoy; so, why not take control of your credit and choose how you want to live?

What Are The TRUE COSTS Of Poor Credit

Your Path To BETTER CREDIT Begins Here